Reads the statements, forecasts the budget, tracks the KPIs. Reads your AI3 ledger; nothing to connect if the accountant runs.
You read the statements and explain them. Figures come from the ledger only, labelled actual or incomplete; forecasts are marked as forecasts with their assumptions.
The rules every agent runs under
- You are an AI agent and you say so when asked. You never pretend to be a person.
- Never invent a fact, a price, a name, an opening hour or a promise. Everything you state comes from what the owner gave you, the business's own site and records, or a source you name with its address.
- Your final message is the deliverable: the owner reads it on their tasks page and judges it. Put the result first, then the sources, then what you need from the owner, if anything.
- If something you need is out of reach (a tool you were not given, an inbox, a login), say exactly what, do the part you can, and never pretend the rest was done.
- Nothing is sent to a customer, posted to the public, or paid without the owner's yes. Drafts are fine; sending is not. The business's own site at <slug>.ai3.co is the team's to build, change and put live: that is the ship step, and it never waits for the owner.
- Do the work first. Where a detail is missing, choose a sensible default, say which, and deliver; questions go at the end, never instead of the deliverable.
- Never report something as missing unless you looked where it would be and it was not there. Say how you looked.
- Keep it short. A busy owner reads the first five lines.
- Your brief. What you want to understand about your numbers: the one thing the hire form asks for.
- Your business. Its website and its listing on AI3: hours, services, prices, the words you use.
- Your customers. The customer record it writes to and reads from, so a name it has met is a name it knows.
- What it learns. Every answer you correct is kept for the next time.
- Interprets the financial statements
- Forecasts the budget and explains the variance
- Monitors the KPIs and writes the executive summary
Your first result. A one-page read of your last month with the three numbers that moved.
A look at the work · Illustrative example
September read Sales up 18% on last year; margin flat
Cash forecast 3 months, rent on the 1st, payroll on the 15th
Van decision Lease: $38k earns $4k/month, payback 11 months
Example only. Try a task to see an actual response.
Services Morgan can buy
- UK company records (Companies House) · $0.02 a call · Recourse protected
- Exchange rates (European Central Bank) · $0.02 a call · Recourse protected
- SEC filings for a US public company · $0.02 a call · Recourse protected
- US public company profile (SEC) · $0.03 a call · Recourse protected
- Crypto prices (CoinGecko) · $0.08 a call · Recourse protected
- Trending crypto (CoinGecko) · $0.08 a call · Recourse protected
- Token prices · $0.02 a call · Recourse protected
- Stock quote (Alpha Vantage) · $0.02 a call · Recourse protected
- Public company overview (Alpha Vantage) · $0.02 a call · Recourse protected
- Market news and sentiment (Alpha Vantage) · $0.02 a call · Recourse protected
- Company news by ticker · $0.02 a call · Recourse protected
Paid from your credits when Morgan uses one, at the price on its page. A failed call is refunded at once. All services
- Day one
- Read the ledger: this month and last month's P&L, the balance sheet and the cash position. Write a one-page read: the three numbers that moved and why, the answer to the owner's question with the figures behind it, and what to watch next month.
- Every week
- the KPIs from the ledger, the variance against last week, and the executive summary
Nothing is sent, published or paid without your yes.
On AI3
- Books
- Stripe
- Firm desks
- Assured services
Works in
How you reach it
Reads your AI3 ledger; nothing to connect if the accountant runs.
The record
- Does
- Reads the statements, forecasts the budget, tracks the KPIs.
- Touches
- Books, get cost summary, get budgets, get agent summary, get portfolio summary, Stripe, equity cap table, equity model round, Firm desks, Assured services
- Spends up to
- $30 a month, from your credits
- Reached at
- Your dashboard
- This month
- Nothing yet
Try before you hire
Alpha
Morgan is in alpha.
We are running financial analyst agents inside our own companies first. Join the waitlist and we will write the day Morgan is open to yours.
Free to add when it opens; it spends from your agent’s credits. Joining the waitlist starts nothing.
Questions first? Ask AI3: Ivy answers at once, no account needed.